Critical Illness insurance helps pay expenses associated with life-altering illnesses that life insurance does not cover. Once diagnosed with a eligible illness, if you survive the waiting period, you will be given one lump sum payment. This can give you the financial freedom to focus on getting better by allowing you to pay for expenses associated with your recover or use the money for other expenses unrelated to your illness.

In contrast to life insurance, critical illness insurance undergoes a more extensive medical screening process in order for you to be approved for Critical Illness insurance. Due to the very high probability of being diagnosed with a critical illness in your lifetime, it is imperative that you decide if critical illness is something you wish to invest in early in your life.

Typically, critical illness insurance covers the following diseases:

Basic coverage usually covers:

• Cancer
• Heart attack
• Stroke

More comprehensive plans may cover:

• Blindness and deafness
• Parkinson's disease
• Alzheimer's disease
• Multiple sclerosis (MS)
• Coronary artery bypass surgery
• Aortic surgery
• Aplastic Anemia
• Bacterial Meningitis
• Benign Brain Tumor
• Cancer (life-threatening)
• Coma
• Kidney Failure
• Loss of Independent Existence
• Loss of Limb
• Loss of Speech
• Major Organ Transplant
• Motor Neuron Disease
• Multiple Sclerosis
• Occupational HIV
• Paralysis
• Severe Burns

Need Assistance?

Please consult the FAQ.

Have questions?

For more information about critical illness insurance, please contact us directly.

Unsure how much coverage you need?

Access our critical illness insurance calculator by clicking here.